Finfolio

Finfolio is your all-in-one personal finance companion — track every bill, grow your wealth, and understand your spending, all in one beautifully simple app.

Whether you're managing credit card dues, SIP investments, insurance renewals, FDs, or your family's net worth — Finfolio puts everything in one place, works offline, and keeps your data private.

BILLS & SUBSCRIPTIONS
Never miss a payment again. Track credit card dues, EMIs, insurance premiums, LIC policies, utility bills, OTT subscriptions, and more. Finfolio reminds you before every due date — days, weeks, or months in advance.

• Smart reminders with custom lead time
• Location-based alerts — remind when you arrive at a place
• Auto-advance due dates after payment
• Overdue detection with badge alerts
• Duplicate bill detection before saving
• Full payment history per task

WEALTH & NET WORTH
Know exactly where you stand financially at any moment.

• Real-time net worth calculation across all assets and liabilities
• Net worth trend chart over time
• Mutual Fund SIP tracking with cumulative invested amount and CAGR projection
• Inflation-adjusted SIP returns
• Gold tracking (physical + digital) with live price per gram
• Fixed Deposit tracker with maturity calendar and early alerts
• Property, vehicles, and other assets
• 80C Tax Saving Tracker — visualize progress toward ₹1.5L limit (PPF, NPS, SIP, FD)
• Bill amount history sparkline for every investment row
• Debt payoff progress bars for liabilities
• Family member profiles — separate view per person

BUDGET & INSIGHTS
Understand your spending patterns and stay on track.

• Monthly category budgets with live vs. actual comparison
• 6-month spending trend chart with average line and highest/lowest callout
• Predicted overspend alert — get notified when your pace exceeds last month by 10%
• Savings rate tracker
• Income logging (salary, rent, freelance, and more)
• Surplus transfer to bank balance
• Spending breakdown by category

DOCUMENTS
Keep all your financial documents safe and organized.

• Scan and store receipts, bills, and financial statements
• PDF viewer built in
• Folder organization
• Share documents with collaborators via share code
• Monthly PDF report generation

BACKUP & RESTORE
Your data, always safe — even without iCloud.

• Full backup to a single .fi