Time Debt: Screen Time

Borrow ten extra minutes today, and tomorrow's screen-time allowance starts ten minutes shorter.

Time Debt is an app blocker built on Apple's Screen Time system. Instead of ignoring your limit when you want more time, you borrow a controlled amount from tomorrow — and see exactly what it costs before you confirm.

SET YOUR LIMIT
Choose distracting apps, categories and websites with Apple's private picker, then set a realistic daily allowance. Different weekday and weekend limits are supported.

BORROW DELIBERATELY
Out of time? Pick 5, 10 or 15 minutes, or a custom amount within your cap. Time Debt shows today, tomorrow's normal allowance and tomorrow's adjusted allowance side by side. Nothing happens until you confirm.

REPAY TOMORROW
Borrowed minutes are repaid automatically — once, never twice. No interest and nothing compounds. Tomorrow never drops below the minimum you choose, and ending a borrowed session early returns the unused minutes.

REAL APP BLOCKING
When your allowance runs out, a calm shield covers the selected apps. Stop for today, or open Time Debt to borrow with the full picture.

PROTECT YOUR FOCUS
Start a focus session in one tap for study, work or reading. Selected apps stay shielded while the timer runs. Borrowed time shows a Live Activity countdown.

BUILD A BETTER BEDTIME ROUTINE
Set protected hours that can cross midnight and decide in advance whether borrowing is allowed during them. Reminders are optional.

SEE YOUR PROGRESS HONESTLY
History shows allowances, borrowed and repaid minutes, focus sessions, Flex Minutes earned by stopping early, and days you stayed within your plan — clearly labelled, never framed as failure.

FAMILY TOOLS
Use a family plan on a shared or handed-over iPhone. Requests and parent approvals happen on the same device, and parent-only settings are protected by Face ID, Touch ID or passcode. There is no remote monitoring.

EMERGENCY ACCESS, ALWAYS
Remove every Time Debt shield until tomorrow at any time, at no cost. It does not change Screen Time limits set in iOS Settings or by a Family Sharing organizer.

PRIVATE BY DESIGN
No account and no ads. Your rules, app selections and history stay on your iPhone and work offline. Time Debt never sees app names or content — Apple provides anonymous tokens. RevenueCat processes an anonymous identifier only to manage subscriptions.

CORE AND PRO
The core plan