Kikoff - Build Credit Quickly
Kikoff - Build Credit Quickly Summary
Kikoff - Build Credit Quickly is a free Android app in Finance by Kikoff Inc.. Released in Mar 2021 (5 years ago). It has about 5.4M+ installs and 128K ratings with a 4.80★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 382K monthly active users . Store last updated Aug 3, 2026
Recent activity: 26K installs this week (125K over 4 weeks) showing strong growth , and 707 new ratings this week View trends →
SDK intelligence: AppGoblin detected 9 development tools(e.g. Kotlin), 6 business tools, 3 analytics: product, 2 ad networks, 1 analytics: attribution,and 1 mediation integrated into Kikoff - Build Credit Quickly. View full SDK list →
Kikoff - Build Credit Quickly SDKs Summary
Kikoff - Build Credit Quickly was last scanned for SDKs on 2026-08-07. Below is the overview of third-party companies detected in the app. The full list of SDKs, permissions and unknowns is available here.
AppGoblin saw Kikoff - Build Credit Quickly uses 9 Development Tools
Kotlin
Airbnb Engineering
Flutter
JetBrainsAppGoblin saw Kikoff - Build Credit Quickly uses 6 Business Tools
FreshChat
Iterable
Intercom
PlaidAppGoblin saw Kikoff - Build Credit Quickly uses 3 Analytics: Product
Firebase
Amplitude
BrazeAppGoblin saw Kikoff - Build Credit Quickly uses 2 Ad Networks
Google
FacebookAppGoblin saw Kikoff - Build Credit Quickly uses 1 Analytics: Attribution
AppsFlyerAppGoblin saw Kikoff - Build Credit Quickly uses 1 Mediation
AdMob4.8★
Ratings: 128K
Screenshots
App Description
No credit checked needed.
If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it.
Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.*
Sign up for Kikoff Basic plan for just $5/month or Premium plan for $20/month. You’ll get a credit line reported to Equifax, Experian, and TransUnion** every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.
How it works:
1. We lower your credit utilization with a $750 or a $2,500 tradeline.
2. You make a purchase with that tradeline (limited to Kikoff), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to Equifax, Experian, and TransUnion every month while your utilization rate stays low.
3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup.
4. We flag errors on your report. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported.
Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
*Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022.
**Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account and Secured Credit Card reports to Equifax, Experian, and TransUnion. Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated.
*** Credit Card services offered through Bankrate, LLC NMLS ID# 1427381
*** Loan services offered through Moneylion Technology Inc. NMLS ID# 1475872
*** Auto loan providers offered through Caribou Financial Inc. NMLS# 1746612, RefiJet., and OpenRoad Lending, LLC NMLS#710945
Kikoff Privacy Policy: https://kikoff.com/privacy-policy.pdf